U.S. Equity Advantage® (USEA) helps people across America reach their financial goals faster through flexible automated loan and bill payment services.

• Shortening the term of their loan
• Saving money in interest
• Building equity
• Improving their credit rating
• Paying down debt

Other members simply want the convenience and peace of mind of automated bill paying. 

Learn How it Works

USEA’s service promise to our members is to make payments accurately and on time.  We have made nearly $1 billion in loan payments for our members safely and securely.  We feel confident about our ability to provide excellent service.  So confident, in fact, that if we are the cause of a late payment, we will pay the late fees and make an additional payment towards principal of up to $1,000.  We are committed to achieving 100% member satisfaction, and our PaymentPlus™ Guarantee combined with our no fee cancellation policy says we mean business.

*See our PaymentPlus™ Guarantee for details Learn More